The Renter Platform for Canada

Your rent.
Your proof.
Your future.

Pay rent. Build your profile. Get verified.

Bank-level Encryption
15+ Countries Supported
Instant Payments
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Renters on x-ave
$0
Avg monthly rent paid
0/100
Avg Renter Score
0%
On-time payment rate
HOW IT WORKS

Four steps to a better rental life.

From day one in Canada to your first home — x-ave is with you every step.

THE WEALTH STACK

Everything you need to thrive as a renter.

From credit building to Renter Passport — x-ave is your complete rental OS.

Foreign Credit Import

Arriving from China, India, Philippines or Nigeria? Import your home country credit history securely. Landlords can finally see your real financial history.

PBOC, CIBIL, CIC, CRC + 15 countries

Renter Passport

A verified digital profile with your imported credit history, payment record, and Renter Score. Share it with any landlord via link or QR code.

Verified & shareable

Ave AI Advisor

Your rental advisor speaks English, French, Hindi and Mandarin. Ask anything about renting in Canada, your rights, or your next apartment.

4 languages · 24/7
RENTER PASSPORT

Your rental history,
verified forever.

The Renter Passport is a verified digital profile that proves you're a reliable renter — before you even walk into a showing. No more "no references in Canada."

Foreign credit history (imported securely)
On-time payment history (tracked by x-ave)
Renter Score (based on payment consistency)
9:41
Renter Passport
LX
Li Xing
Toronto, ON · Verified ✓
710
Credit Score
Imported from China
Credit
Payments
Renter Score
A
Ave
Online · EN · FR · हि · 中
What documents do I need to rent?
A
Your Renter Passport covers everything. Share the link with landlords instead of paper docs. No Canadian references needed. 📋
Ask Ave anything...
AVE AI ADVISOR

Your personal guide to
Canadian renting.

Ave speaks English, French, Hindi, and Mandarin. Ask about credit building, tenant rights, apartment hunting, or your financial goals. Available 24/7, trained on Canadian rental law and financial best practices.

Credit coaching
Tenant rights Q&A
4 languages
24/7 availability
PAYMENT METHODS

Pay however you want.

Five payment methods available now. More coming soon.

Your first payment is free on every method. Always free on e-Transfer and EFT.

Available Now
WeChat Pay
WeChat Pay
微信支付
First free · then 2.5%
Alipay
Alipay
支付宝
First free · then 2.5%
UnionPay (CUP)
UnionPay (CUP)
银联
First free · then 2.5%
Interac e-Transfer
Interac e-Transfer
Interac
Free
EFT
Bank Transfer
Free
Coming Soon
Visa
Visa
Coming Soon
Mastercard
Mastercard
Coming Soon
Apple Pay
Coming Soon
Google Pay
Google Pay
Coming Soon
PRICING

Your first payment is on us.

No subscriptions. No setup fees. No catches.

Payment methods

Interac
e-Transfer & EFT
Always free
WeChat Pay, Alipay, UnionPay
1st free · then 2.5%
Visa, Mastercard, Apple Pay, Google Pay
Coming soon

Everything included

Foreign credit import (China, India, Philippines, Nigeria + 15 countries)
Verified Renter Passport
Ave AI advisor (4 languages, 24/7)
CRA-ready rent receipts
Monthly Renter Passport insights from Ave
Arrival Kit & settlement checklist
FOR LANDLORDS

Your tenants pay on time. You do nothing.

Free for landlords. Auto-receipts. Tax summaries. Zero setup.

Instant payment notifications
Know the moment rent is paid. No more chasing.
Verified tenant profiles
Access your tenant's Renter Passport before signing.
Multi-property dashboard
Manage all your properties in one place.
Automatic receipts & tax summary
Export payment history for tax season in one click.
Michael Chen
2 properties · Toronto
$18,432
received YTD
LX
Li Xing
88 King St W, 12B · WeChat Pay
$2,100
May 1 ✓
JW
James Wilson
22 Bay St, 4A · EFT
$2,650
May 1 ✓
LX
Li Xing
88 King St W, 12B · Alipay
$2,100
Apr 1 ✓
STORIES

What renters are saying.

LX
Li Xing 🇨🇳
Software Engineer · Arrived from China, Jan 2025

"I arrived from China with a strong credit history and no Canadian rental record. x-ave imported my score and after 6 months of paying rent through the platform, my Renter Passport got me approved for my dream apartment. No Canadian references needed."

Renter Passport verified
PK
Priya Kapoor 🇮🇳
UX Designer · Arrived from India, Feb 2024

"I had a great credit history in India but no one in Canada could see it. x-ave imported my score and my Renter Passport convinced my landlord to approve me over other applicants. Game changer."

Renter Passport verified
AO
Amara Osei 🇬🇭
Nurse · Arrived from Ghana, Jun 2024

"Ave answered my questions about renting in Ontario in plain language. The Arrival Kit helped me set up everything in my first week. I felt like someone actually built something for newcomers."

Renter Passport verified
Join 12,000+ renters on x-ave

Start building
tonight.

Your rent is already your biggest expense. Make it your biggest asset.