x-ave
Canada's Rent Payment and History Platform

Your rent.
Your proof.
Your future.

Every rent payment builds your verified history. Pay rent, build your Renter Passport, and open doors across Canada.

First payment free
Bank-level security
No setup required
Active inToronto (GTA)·Vancouver·Calgary·Montreal·Ottawa
9:41
Good morning,
Xing 👋
LX
Rent due June 1
$2,100
88 King St W, Unit 12B
Pay Now →
Streak
6 months
Payments
6/6 ✓
Passport Status
Your Renter Passport is growing! 6 on-time payments verified. 🎯
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Built for renters

The first rent platform
designed for your journey.

From your first payment in Canada to your first mortgage application, x-ave builds the verified payment history that opens doors.

See how it works
Bank-level encryption
Instant notifications
Instant payments
First payment free
HOW IT WORKS

Four steps to a better rental life.

From your first payment to your next home, x-ave is with you every step.

RENTER ROLODEX

Your little black book
for GTA services.

30 vetted local providers across 10 categories: moving, cleaning, locksmith, plumbing, and more. All phone numbers verified.

PAYMENT METHODS

Pay however you want.

9 payment methods available now. More coming soon.

Your first payment is free on every method. Interac e-Transfer is always free.

Available Now
Interac e-Transfer
Interac e-Transfer
Visa
Visa
Mastercard
Mastercard
American Express
American Express
Apple Pay
Google Pay
Google Pay
WeChat Pay
WeChat Pay
Alipay
Alipay
UnionPay
UnionPay
FOR LANDLORDS

Your complete
landlord toolkit.

From screening applicants to collecting rent and managing maintenance — x-ave gives landlords every tool they need to run a professional rental, all in one place.

Tenant screening with PIPEDA consent
Run background and credit checks with built-in PIPEDA consent flow. Collect two references with a single link — name, email, phone, and relationship.
Renter history & reputation scores
View aggregated renter reputation scores sourced from verified landlord reports. Know who you are renting to before you sign.
Maintenance request management
Tenants submit requests with photos and priority. You acknowledge, track, and resolve — with full status history on every ticket.
Multi-method rent collection
Accept Interac e-Transfer, WeChat Pay, Alipay, UnionPay, Visa, Mastercard, Apple Pay, and Google Pay. Instant email notification on every payment.
Settlement & bill pay tracking
Track Interac and bill pay settlements end-to-end. See pending payouts, confirm fulfillment, and export CRA-ready receipts.
Vendor rolodex
Keep your trusted contacts — mortgage brokers, lawyers, contractors — organized and shareable as professional contact cards.
Market intelligence
Access neighbourhood rent estimates, pricing benchmarks, and local market data to price your units competitively.
Free for landlords
Inbox
x-avejust now
Rent received: $2,100 ✓
Li Xing · 88 King St W, Unit 12B · June 2026
x-avex-ave
Rent received
Hi Michael, your rent payment has arrived.
Amount received$2,100.00
TenantLi Xing
Unit88 King St W, Unit 12B
PeriodJune 2026
MethodWeChat Pay
Funds arrive in your bank within 1-2 business days
FOR PROPERTY MANAGERS

One platform.
Every unit. Every tenant.

x-ave scales with your portfolio. Run screenings, track maintenance, collect rent, and export records across every unit you manage — from a single dashboard.

Portfolio dashboard

Every unit, every tenant, every payment on one screen. Know instantly who has paid, who has not, and what is overdue.

Bulk tenant onboarding

Add tenants by CSV upload or enter multiple emails at once. Each tenant gets a guided setup flow — no manual chasing.

Screening at scale

Run PIPEDA-compliant background and credit checks across all units. Reference collection is automated — referees get a form link automatically.

Maintenance across all units

Tenants submit requests from their portal. You manage, prioritize, and resolve across your entire building from one view.

Payment export

Download a CSV of all payments filtered by unit, tenant, or date range. Ready for your bookkeeper or CRA filing.

Settlement tracking

Track Interac and bill pay settlements across your entire portfolio. Confirm fulfillment and flag overdue payouts in one place.

Free for property managers — tenants pay nothing to join

PRICING

Your first payment is on us.

No subscriptions. No setup fees. No catches.

Payment methods

Interac
Interac e-Transfer
Always free
WeChat Pay, Alipay, UnionPay
1st free · then 2.5%
VisaMastercard
Visa & Mastercard
1st free · then 2.5%
Google Pay
Apple Pay & Google Pay
1st free · then 2.5%

Everything included

Verified Renter Passport
Instant payment notifications
Verified payment history timeline
Arrival Kit & settlement checklist
Rent reminders & on-time streak tracking
Free rental tools (rent estimate, pricing, neighbourhood explorer)

No credit card required. First payment is on us.

Real stories from real renters

What renters and landlords say

Real stories from people who use x-ave every month.

“I arrived in Canada with no rental history and no references. Twelve months of paying rent through x-ave built my Renter Passport, a verified record of every on-time payment. When I apply for a new place, I have real proof of my reliability to share with landlords.”

LX
Li Xing ✨
Software Engineer, Toronto
Newcomer

“I've rented in Toronto for four years and always paid on time, but I had nothing to show for it. x-ave finally gives me proof. When I applied for my new place, I sent my Renter Passport and got approved the same day.”

MW
Marcus Webb 🙌
Teacher, Toronto ON
Canadian Renter

“As a landlord, I used to spend hours chasing rent and following up on e-Transfers. x-ave handles all of it. Payments come in on time, I get notified right away, and I can see a renter's full history before I even meet them.”

SO
Sandra Okonkwo 🏡
Landlord, 3 properties, Brampton ON
Landlord
2,400+ renters building their history across Canada

Start building your
rental history today.

Every on-time payment is proof. Every month is progress. Your Renter Passport opens doors. Start building it now.

Free to join · First payment free
Always free · No setup required