Every rent payment builds your verified history. Pay rent, build your Renter Passport, and open doors across Canada.
From your first payment in Canada to your first mortgage application, x-ave builds the verified payment history that opens doors.
See how it worksFrom your first payment to your next home, x-ave is with you every step.
Free tools for renters, newcomers, and landlords. No account required.
All tools are free and require no account. Sign up to save your results and unlock your Renter Passport.
30 vetted local providers across 10 categories: moving, cleaning, locksmith, plumbing, and more. All phone numbers verified.
10 categories · 30 verified providers
9 payment methods available now. More coming soon.
Your first payment is free on every method. Interac e-Transfer is always free.








From screening applicants to collecting rent and managing maintenance — x-ave gives landlords every tool they need to run a professional rental, all in one place.
x-avex-ave scales with your portfolio. Run screenings, track maintenance, collect rent, and export records across every unit you manage — from a single dashboard.
Every unit, every tenant, every payment on one screen. Know instantly who has paid, who has not, and what is overdue.
Add tenants by CSV upload or enter multiple emails at once. Each tenant gets a guided setup flow — no manual chasing.
Run PIPEDA-compliant background and credit checks across all units. Reference collection is automated — referees get a form link automatically.
Tenants submit requests from their portal. You manage, prioritize, and resolve across your entire building from one view.
Download a CSV of all payments filtered by unit, tenant, or date range. Ready for your bookkeeper or CRA filing.
Track Interac and bill pay settlements across your entire portfolio. Confirm fulfillment and flag overdue payouts in one place.
No subscriptions. No setup fees. No catches.







No credit card required. First payment is on us.
Real stories from people who use x-ave every month.
“I arrived in Canada with no rental history and no references. Twelve months of paying rent through x-ave built my Renter Passport, a verified record of every on-time payment. When I apply for a new place, I have real proof of my reliability to share with landlords.”
“I've rented in Toronto for four years and always paid on time, but I had nothing to show for it. x-ave finally gives me proof. When I applied for my new place, I sent my Renter Passport and got approved the same day.”
“As a landlord, I used to spend hours chasing rent and following up on e-Transfers. x-ave handles all of it. Payments come in on time, I get notified right away, and I can see a renter's full history before I even meet them.”